Commercial Auto Insurance
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Protecting What Matters Most
Keep your business moving with coverage built for the road ahead.
Commercial Auto Insurance helps protect your business vehicles and drivers from unexpected accidents, damages, and liability claims. Whether your vehicles transport products, equipment, or people, having the right coverage helps keep your operations running smoothly.
At Paramount Trust Insurance, we help business owners find coverage that fits their vehicles, business goals, and budget—so you can focus on running your business with confidence.
Who Needs Commercial Auto Insurance?
This coverage is designed for businesses and professionals who rely on vehicles to perform daily work or serve customers. Commercial Auto Insurance may be right for:
Contractors and construction businesses
Electricians, plumbers, and HVAC companies
Delivery and courier services
Landscapers and maintenance companies
Real estate professionals
Food and catering businesses
Small business owners who use vehicles for work
Types of Commercial Auto Coverage
Liability Coverage
Helps protect your business if your driver is responsible for injuries or property damage resulting from a covered accident.
Collision Coverage
Helps pay for repairs or replacement if your business vehicle is damaged in a collision with another vehicle or object.
Comprehensive Coverage
Provides protection from covered events outside of collisions, including theft, vandalism, fire, weather-related damage, and more.
Additional Coverage Options
Uninsured / Underinsured Motorist Coverage
Helps cover medical expenses if an at-fault driver has little or no insurance coverage.
Medical Payments Coverage
Provides medical expense coverage for drivers and passengers regardless of fault.
Personal Injury Protection (PIP)
May help cover medical expenses, lost income, and certain additional accident-related costs.
Optional Coverage Enhancements
Roadside Assistance & Towing
Get support when unexpected breakdowns happen, helping keep your business moving.
Rental Reimbursement
Helps cover temporary transportation while your covered business vehicle is being repaired.
Full Glass Coverage
Available with comprehensive coverage and may help cover replacement of damaged vehicle glass.
GAP Coverage
May help pay the difference between your vehicle’s loan balance and actual cash value if a financed vehicle is declared a total loss.
New Vehicle Replacement
Some policies may offer replacement for qualifying new business vehicles after a covered total loss.
Understanding Deductibles
A deductible is the amount you pay before insurance coverage applies to a covered loss. We’ll help you choose deductible options that align with your business needs and budget.
